Wyoming renters insurance

Wyoming renters insurance coverages

Check out the four standard coverages on nearly all Wyoming renters insurance policies:

• Personal property protects your personal belongings, including furniture, clothing, and electronics, whether they're inside your apartment or elsewhere
• Loss of use helps cover costs associated with an increase in living expenses, up to your policy's limit, if you're unable to stay in your home while it's being repaired or rebuilt due to a covered loss
• Personal liability protects you financially if you're legally responsible for another person's injuries or damage to their property
• Medical payments to others pays for medical expenses due to a covered occurrence
  

Additional coverages

The best renters insurance in Wyoming is always a policy with customized coverage. Here are some extra options for when you need more protection:

• Add a rider: Certain valuable items, like jewelry, may have specific limits on your renters policy. If your item exceeds the limit, you may be able to purchase an endorsement called a rider for your policy to cover the item for its value.
• Personal injury coverage: May pay for legal fees and damages if you're liable for slander or defamation.
• Water back-up coverage: Water that backs up through sewers or drains or discharges from a sump pump may not be covered by a standard renters policy. Water back-up coverage may pay for the damage to your belongings and water removal costs.
  

Learn more about all of our renters insurance coverages.

Is renters insurance required in Wyoming?

Renters insurance isn't required by law in Wyoming, but your landlord or rental company may require you to have a policy before you can move in. Even if it's not required, renters insurance can provide affordable protection for tenants renting condos, apartments, and homes in Wyoming.

Is renters insurance worth it in Wyoming?

Renters insurance is an affordable option for tenants in Wyoming and may protect you in a variety of circumstances:

• A fire in your apartment complex damages your unit, and you must move out while repairs are being made. Loss of use coverage may pay for lodging, up to your coverage limit.
• Your car is broken into, and your laptop is stolen. Personal property coverage may pay to replace your stolen belongings, up to your coverage limit.
• A friend is injured in your home. Medical payments coverage may pay their medical bills to treat the injury, up to your coverage limit.

How much is renters insurance in Wyoming?

Progressive renters policies in Wyoming had an average monthly price of only $13.25 or $159.06 for an annual policy in 2023.^** Remember that your cost for renters insurance is determined by many factors, including your location, type of residence, and claims history.

Coverage limits can also affect your premium. Taking a home inventory can help you determine the right amount of coverage. Use our personal property calculator to estimate the value of your belongings.

How can I save on renters insurance in Wyoming

Take advantage of renters insurance discounts to help lower the cost of your renters policy. Progressive offers savings for bundling multiple policies, quoting in advance, paying in full, and living in a secured or gated community.

There may also be discounts that are only available in your state or county. Call 1-866-749-7436 or speak with an agent to help ensure you're getting all applicable discounts.

How to quote renters insurance in Wyoming