Costs and rate factors

There's a lot that could impact your insurance rate. Our resources can help you learn what those factors are, what potential costs to expect, and how you can save on your insurance.

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Costs and rate factors

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Boat & PWC insurance
Insurance for classic and vintage boats
3 min to read
Life insurance
Life insurance for smokers and tobacco users
5 min to read
Car insurance
Does car color affect insurance rates?
3 min to read
Home insurance
How your roof affects your home insurance
4 min to read
Home insurance
Is homeowners insurance tax deductible?
1 min to read
Home insurance
Advantages of tinted house windows
3 min to read
Home insurance
What is dwelling replacement cost in home insurance?
3 min to read
Car insurance
Can telematics devices help you save on car insurance?
3 min to read
Condo insurance
How much is condo insurance?
2 min to read
Motorcycle insurance
How much is motorcycle insurance?
4 min to read
Life insurance
How long should I have life insurance?
7 min to read
Home insurance
What is a homeowners insurance deductible?
3 min to read
Car insurance
Does how many miles I drive affect my insurance rate?
5 min to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.