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Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Coverages explained

Articles on how insurance coverage works

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ATV/UTV insurance (2)
Boat & PWC insurance (7)
Car insurance (42)
Condo insurance (3)
General insurance topics (3)
Home insurance (20)
Identity theft protection (1)
Life insurance (36)
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Pet insurance (4)
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RV/Trailer insurance
How does RV insurance work?
2 minute to read
Boat & PWC insurance
What is boat comprehensive and collision coverage?
2 minute to read
RV/Trailer insurance
What is RV comprehensive and collision coverage?
4 minute to read
RV/Trailer insurance
How RV insurance covers theft
4 minute to read
Motorcycle insurance
Can you buy temporary motorcycle insurance?
2 minute to read
Home insurance
What is a hurricane deductible?
3 minute to read
Life insurance
What is indexed universal life insurance?
4 minute to read
Boat & PWC insurance
Does boat insurance cover a blown engine?
2 minute to read
Motorcycle insurance
What is motorcycle collision coverage?
3 minute to read
Car insurance
What's the difference between bodily injury vs. personal injury protection?
2 minute to read
Boat & PWC insurance
What does boat insurance cover?
4 minute to read
Life insurance
Do single people need life insurance?
4 minute to read
Life insurance
How does convertible term life insurance work?
5 minute to read
Car insurance
What is property damage liability coverage?
3 minute to read
Life insurance
What is life insurance for children?
5 minute to read
Boat & PWC insurance
Does boat insurance cover theft?
4 minute to read
Life insurance
What is permanent life insurance?
3 minute to read
Car insurance
How does insurance for classic trucks work?
4 minute to read
RV/Trailer insurance
RV rental insurance
3 minute to read
Car insurance
Do I need rental car insurance?
3 minute to read
RV/Trailer insurance
Can you get insurance for a school bus?
3 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

How does RV insurance work?

What is boat comprehensive and collision coverage?

What is RV comprehensive and collision coverage?

How RV insurance covers theft

Can you buy temporary motorcycle insurance?

What is a hurricane deductible?

What is indexed universal life insurance?

Does boat insurance cover a blown engine?

What is motorcycle collision coverage?

What's the difference between bodily injury vs. personal injury protection?

What does boat insurance cover?

Do single people need life insurance?

How does convertible term life insurance work?

What is property damage liability coverage?

What is life insurance for children?

Does boat insurance cover theft?

What is permanent life insurance?

How does insurance for classic trucks work?

RV rental insurance

Do I need rental car insurance?

Can you get insurance for a school bus?

Browse related categories

Terms & definitions

Insurance requirements