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Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Insurance basics
Coverages explained

Articles on how insurance coverage works

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ATV/UTV insurance (2)
Boat & PWC insurance (6)
Car insurance (35)
Condo insurance (3)
General insurance topics (3)
Health, dental, and vision insurance (3)
Home insurance (21)
Identity theft protection (1)
Life insurance (36)
Motorcycle insurance (10)
Pet insurance (4)
Phone and device insurance (2)
Renters insurance (2)
RV/Trailer insurance (7)
Travel insurance (2)
Umbrella insurance (3)
Wedding and event insurance (1)

Car insurance
What is bodily injury liability coverage?
3 minute to read
Car insurance
What is auto liability insurance coverage?
5 minute to read
General insurance topics
What is comprehensive coverage?
3 minute to read
Life insurance
Can I get life insurance without a medical exam?
4 minute to read
Home insurance
What is personal liability coverage?
3 minute to read
Condo insurance
How does condo insurance work?
4 minute to read
Home insurance
How does homeowners insurance work?
4 minute to read
Home insurance
What is other structures coverage?
3 minute to read
ATV/UTV insurance
What is ATV insurance?
4 minute to read
Life insurance
Term vs. whole life insurance
4 minute to read
Pet insurance
What is pet insurance, and how does it work?
6 minute to read
Home insurance
What are insurance riders?
4 minute to read
Motorcycle insurance
What is motorcycle accessory coverage?
3 minute to read
Life insurance
What is return of premium rider in life insurance?
3 minute to read
Identity theft protection
What is identity theft insurance and protection?
3 minute to read
Condo insurance
Insurance for a co-op
3 minute to read
Car insurance
What is collision damage coverage for rental cars?
2 minute to read
Car insurance
What is comprehensive auto insurance coverage?
4 minute to read
Life insurance
What is instant life insurance?
3 minute to read
Life insurance
What are child and spouse life insurance riders?
3 minute to read
Pet insurance
Does pet insurance cover pregnancy?
2 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

What is bodily injury liability coverage?

What is auto liability insurance coverage?

What is comprehensive coverage?

Can I get life insurance without a medical exam?

What is personal liability coverage?

How does condo insurance work?

How does homeowners insurance work?

What is other structures coverage?

What is ATV insurance?

Term vs. whole life insurance

What is pet insurance, and how does it work?

What are insurance riders?

What is motorcycle accessory coverage?

What is return of premium rider in life insurance?

What is identity theft insurance and protection?

Insurance for a co-op

What is collision damage coverage for rental cars?

What is comprehensive auto insurance coverage?

What is instant life insurance?

What are child and spouse life insurance riders?

Does pet insurance cover pregnancy?

Browse related categories

Terms & definitions

Insurance requirements