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Insurance terms and definitions

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Insurance terms and definitions

Articles on basic insurance terms and definitions

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Boat & PWC insurance (3)
Car insurance (41)
Condo insurance (1)
General insurance topics (9)
Health, dental, and vision insurance (4)
Home insurance (24)
Identity theft protection (1)
Life insurance (36)
Motorcycle insurance (5)
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Renters insurance (4)
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Car insurance
Do all auto insurance companies check your credit?
1 minute to read
Motorcycle insurance
What’s covered by motorcycle insurance policies?
4 minute to read
Home insurance
What is an elevation certificate?
4 minute to read
Car insurance
What is an excluded driver on a car insurance policy?
5 minute to read
Car insurance
How do insurance coverage limits work?
4 minute to read
Car insurance
What is an FR-44 form?
5 minute to read
Car insurance
What is a lienholder on a car?
5 minute to read
Home insurance
What is flood insurance?
4 minute to read
Car insurance
What is usage-based insurance?
5 minute to read
Home insurance
Force-placed insurance
4 minute to read
Home insurance
What's the difference between private flood insurance and NFIP policies?
3 minute to read
Tool
General insurance topics
Property insurance glossary
5 minute to read
Life insurance
What is a term life insurance rider?
3 minute to read
Life insurance
Reasons for backdating a life insurance policy
3 minute to read
Car insurance
Does temporary car insurance exist?
4 minute to read
General insurance topics
What is insurance fraud?
3 minute to read
Car insurance
What is an uninsured motorist deductible?
2 minute to read
Car insurance
Can telematics devices help you save on car insurance?
3 minute to read
Home insurance
Renters insurance vs homeowners insurance
4 minute to read
Car insurance
What is subrogation?
2 minute to read
Car insurance
What is a comprehensive car insurance deductible?
2 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Insurance terms and definitions

Articles on basic insurance terms and definitions

Do all auto insurance companies check your credit?

What’s covered by motorcycle insurance policies?

What is an elevation certificate?

What is an excluded driver on a car insurance policy?

How do insurance coverage limits work?

What is an FR-44 form?

What is a lienholder on a car?

What is flood insurance?

What is usage-based insurance?

Force-placed insurance

What's the difference between private flood insurance and NFIP policies?

Property insurance glossary

What is a term life insurance rider?

Reasons for backdating a life insurance policy

Does temporary car insurance exist?

What is insurance fraud?

What is an uninsured motorist deductible?

Can telematics devices help you save on car insurance?

Renters insurance vs homeowners insurance

What is subrogation?

What is a comprehensive car insurance deductible?

Browse related categories

Coverages explained

Insurance requirements