Insurance terms and definitions

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Insurance terms and definitions

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Boat & PWC insurance (3)
Car insurance (42)
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Health, dental, and vision insurance (4)
Home insurance (22)
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Life insurance (36)
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Home insurance
What is homeowners and renters insurance fraud?
4 min to read
Home insurance
Escrow and homeowners insurance
4 min to read
Car insurance
Can telematics devices help you save on car insurance?
3 min to read
Life insurance
What are child and spouse life insurance riders?
3 min to read
Life insurance
What is a contingent beneficiary?
4 min to read
Car insurance
What is an excluded driver on a car insurance policy?
5 min to read
Home insurance
What is mortgage insurance?
3 min to read
Motorcycle insurance
What are the differences between mopeds and scooters?
4 min to read
Life insurance
What is simplified issue life insurance?
2 min to read
Home insurance
What is a homeowners insurance deductible?
3 min to read
Car insurance
Does car insurance cover the car or driver?
4 min to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.